CapRelease, a logistics-embedded finance platform, today announced the completion of a £27 million combined debt and equity funding round to accelerate its UK growth and prepare for international expansion. This announcement follows CapRelease’s successful £1.7m pre seed round earlier this year, which represented one of the largest early stage Lend Tech raise in Europe in the past two years.
The round comprises a £25 million senior debt facility provided by Partners for Growth (PFG), a global private credit firm, together with £2 million Paein equity led by a global family office focused on fintech with established holdings in leading UK neo banks. A second close of the equity round is planned for Q1 2026 to support initial entry into the United States.
The newly secured funding will allow CapRelease to scale its footprint across the United Kingdom, deepen integrations with logistics providers and retail technology platforms, and strengthen its position at the centre of the eCommerce value chain. The investment will also advance the company’s proprietary underwriting and risk infrastructure and support preparations for its expansion into the United States in 2026.
Mordor Intelligence estimated the UK eCommerce market at approximately GBP 180bn in 2025, yet many retailers remain locked out of growth finance due to outdated credit scoring, slow underwriting and onerous security requirements. Restricted access to working capital prevents eCommerce SMEs from scaling or investing at the speed the market demands. With eCommerce sales expected to grow at 22% CAGR between 2025-30, CapRelease unlocks this demand by linking capital to verified operational performance, enabling faster deployment, lower loss rates and meaningful growth without personal guarantees or heavy collateral obligations.
This investment reflects PFG’s strategy of backing high-growth companies with structured credit that combines downside protection with scalability. PFG has spent more than twenty years funding growth, supporting over 250 companies in fifteen countries worldwide.
CapRelease funds ambitious Commerce retailers across every sector, from emerging fashion labels to fast-growing beauty and wellness brands. Its platform uses real time data from logistics partners, sales performance, payment systems and consumer behaviour to deliver working capital that mirrors a merchant’s true trading momentum. With visibility into customer trends, product velocity and inventory turnover, retailers can access fast, flexible and non-dilutive funding supported by CapRelease’s proprietary AI and ML underwriting, which assesses risk using thousands of data points that traditional lenders cannot reach.
CapRelease provides a unique blend of inventory and revenue-based financing to eCommerce merchants, powered by deep data integrations across merchant operations, logistics partners and payment infrastructure. Its proprietary platform enables a unique route to market through logistics partnerships, real-time AI and ML data-driven underwriting, faster credit decisions and capital deployments, and strong collateral protection without personal guarantees for founders. The platform has built an embedded presence across the eCommerce value chain, working closely with third-party logistics providers and retail enablement platforms to deliver capital at the point of merchant need.
The new capital will support CapRelease's growth through scaling operations across the UK and preparing for international expansion, funding thousands of working capital advances to eCommerce merchants, expanding strategic partnerships across the logistics and retail ecosystem, continued advancement of proprietary risk models and underwriting infrastructure, and expanding into the US market in 2026.
