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Incard raises a £10m Series A led by Smartfin to help digital companies improve visibility over their finances

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Incard
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Theo Cesarini; Soraya Tribouillois; Liam Seskis; Matteo Martino
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£10m
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London, United Kingdom
Feb 2, 2026

Incard, the financial platform for high-growth digital companies, has raised £10m Series A funding led by Smartfin, with participation from Founders Capital, MountFund and top-tier angel investors. The funding will support the expansion of its financial platform for high-growth digital companies, including e-commerce brands, agencies, affiliates and resellers.

Since launching in 2024, Incard’s platform has been adopted by entrepreneurs and founders seeking greater visibility and control over their finances. The business was founded to address the fragmentation of traditional banking tools, which often require owner-founders to manage cashflow, invoicing and advertising spend across multiple systems. Incard brings these workflows together in a single platform designed to match how modern digital businesses operate.

To date, more than £500m has been transacted on the Incard platform by users, including Azio Beauty, Aloe Paris and Ankhway. With the Series A funding, Incard plans to prioritise geographical expansion, particularly across Europe and the US, invest further in its app store, automation and AI-driven workflows, and grow its engineering, compliance and product development teams.

We’re excited to announce this funding round and what it means for the next phase of Incard. We have built a control layer for the financial stack of high-growth digital companies, and we’re now focused on bringing this system to more businesses so they can manage, automate and optimise their finances.
Theo Cesarini, Co-founder & CEO
Incard is building infrastructure that reflects how digital companies actually grow and operate today, where speed, automation and real-time visibility are critical to growth.
Thomas Depuydt, Partner at Smartfin
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