Stream has closed a £67 million Series D funding round led by Sofina, bringing total funding to £170 million. The workplace finance platform partners with employers to provide fair financial tools to everyday workers.
The funding will allow Stream to accelerate its mission by expanding its product offering and supporting international growth, particularly in the US.
Launched in 2018 with an earned wage access product, Stream enables workers to access earned wages for a low, flat fee and has since expanded into a broader workplace finance platform. Through employer partnerships, it helps workers save, budget, plan ahead and access affordable credit in one place, saving members over $200 million on financial services costs.
Following the acquisition of pensions technology company Zippen in July 2025, Stream began rolling out its first pensions product in the UK to address an estimated £31.1 billion in unclaimed pensions assets. In five months, the platform located almost £8 million in lost pensions.
The funding will also support further innovation across pensions and long-term savings, and the scaling of Stream’s US business, which already supports one million employees across major brands. The round follows Stream’s rebrand from Wagestream in September 2025.
Stream has pioneered the workplace finance category in the UK, as one of the few platforms giving workers fair financial tools to save, budget and plan ahead – all through their employer. For many, this is the first time they’ve felt genuinely in control of their money. This investment will allow us to deepen that impact through pensions and international growth, helping more people build financial security. If we get this right, the benefits extend far beyond individuals – lowering personal debt, reducing risk of employment and boosting productivity.
Peter Briffett, Co-founder & CEO
Stream has redefined how financial services can be delivered in the workplace with both profitability and purpose. Its impact-led model aligns with Sofina’s investment philosophy, and we are delighted to lead this round as the company enters its next phase of growth – heralding a new era for employee-oriented workplace finance.
Jean-François Burguet, Principal at Sofina
Stream exemplifies how placing impact considerations at the heart of product development can drive sustainable commercial value. Its focus on tackling the ‘poverty premium’ not only works to improve financial resilience, but also solve critical challenges for employers. Stream’s dedication to understanding and improving their products’ impact on users enables greater positive outcomes and propels their strong commercial growth, and we look forward to the impact this funding will support.
Dougie Sloan, Investor at Better Society Capital
Since our initial investment in early 2024, Stream has gone from strength to strength and expanded its financial wellbeing offering to include savings accounts and fair loan products. These new services should help the company both to accelerate growth and to improve the financial wellbeing of the millions of workers that already use the platform.
George Mills, Investor at British Business Bank
