Vivox AI, a financial crime compliance technology startup, has raised £1.3 million in funding from angels Axel Weber, Dan Cobley, Kos Stiskin, James Janis Berdigans, alongside Startup Wise Guys, Venture Together and a group of strategic fintech and technology investors. The funding will accelerate product development and scale its enterprise platform.
The platform provides specialised AI agents for AML, KYB and KYC workflows used by financial institutions. Each agent operates as an independent, auditable unit responsible for specific compliance tasks such as onboarding checks, corporate registry analysis, sanctions screening and enhanced due diligence. The system is designed to allow financial institutions to deploy AI in production environments while maintaining regulatory oversight and operational accountability.
At the centre of the platform is an AI agent layer implemented through Vivox AI’s agent Rachel. The system connects to internal and external data sources to provide real-time enrichment and decision support across compliance processes, while supervised feedback from human analysts improves performance over time.
Vivox AI’s platform is already deployed across enterprise customers operating in more than 100 countries including the United Kingdom, Europe, the United States and Singapore. Clients include TransferMate, Altery, Osome and Telf. Across deployments, the system has reduced compliance case processing times from approximately six hours to around 30 minutes, lowered false-positive screening alerts by up to 86 per cent, and enabled straight-through processing rates of up to 50 per cent for selected onboarding and due-diligence workflows.
The architecture is designed around “atomic” AI agents, independent units that perform a single compliance function such as UBO identification, sanctions and PEP triage, adverse media reasoning or enhanced due diligence review. This modular approach allows financial institutions to validate and govern each agent individually rather than relying on general-purpose AI systems. The system also aligns with regulatory expectations including FCA guidance on AI, the EU AI Act and governance frameworks adopted in Singapore.
Following the funding, Vivox AI is expanding its engineering and product teams as it rolls out the next generation of its enterprise platform.
In today’s environment, transparency, auditability, and regulatory alignment are not optional - they are a must. Vivox AI is building the blueprint for how regulated financial institutions should integrate AI safely and responsibly.
Vivox’s atomic agent architecture represents a differentiated and the most superior approach to applying AI across transaction monitoring and KYB operations.
We are excited to see Vivox AI beginning to play a meaningful role in the global financial crime compliance ecosystem. The role of the compliance analyst is rapidly evolving into that of a compliance engineer, focused on managing complex investigations and supervising AI agents rather than manual, repetitive processes. Our platform is designed to support this shift, enabling teams to operate with greater control, transparency and regulatory confidence.
The level of detail in Vivox AI’s AI governance framework is exactly right. It gives us confidence that we can demonstrate that same depth of control and transparency during audits and in any regulatory inspection relating to the use of AI.
