Planky, an Open Banking and AI platform that turns financial data into decisions, has raised £6 million in new funding. The round was co-led by Innovation Global and Azimut Investments S.A.
Planky is an Account Information Service Provider and Credit Reference Agency that aggregates and analyses data from personal and business bank accounts in real time. The platform also takes in data from statements, payment service providers and spreadsheets, and adds AI categorisation, income, risk and insights. Planky then delivers automated decisions to approve, refer, reject, pay or report, for financial start-ups and large-scale enterprises.
Planky has been operational since 2021 and is part of BKN301 Group, which acquired the company in November 2025. The group has offices across EMEA in Italy, San Marino and Qatar. Planky is developing predictive risk models that continuously monitor borrower behaviour and detect early signals of financial stress, so that lenders can anticipate risk and act before default occurs.
The investment marks a shift for Planky, from transaction-based credit intelligence and decision support to a real-time AI decisioning layer for the financial industry. The funding will accelerate the development of AI-driven products such as credit underwriting, financial decisioning, spend intelligence and prediction. It will also support expansion across Middle East projects and with international clients. Planky is based in London, and BKN301 Group continues its international expansion across Europe, the Middle East and Africa.
AI is redefining what finance can be. The next era will be shaped not by who holds the most data, but by who understands it best, and we are building the intelligence that makes that possible. This investment brings that vision into sharper focus and accelerates our path to a future where AI helps every financial institution see clearly, act instantly and grow with confidence,
We back teams that build infrastructure, not features. Credit is shifting from a score checked once to a risk read continuously, and Planky is already where that read happens for its clients. With BKN301’s regulated footprint across EMEA behind it, this round gives the team what it needs to make that the standard for digital lenders,
